LawRato

I have 3 credit cards and 2 personal loan for which I have total outstanding amount is approx 8 lakh


15-Sep-2023 (In Civil Law)
I have 3 credit cards and 2 personal loan for which I have total outstanding amount is approx 8 lakhs. Due to unforseen circumstances, I am not in job since long time. I tried my best to pay all due but since jun' 2021, I am unable make it. Now it's been 5 months. Now I want to settle my all cards and loans. Please advice, in what percentage it will be settled and what will be the lawyer service charge for all this.
Answers (3)

Answer #1
634 votes
Hi Buddy usually in such cases companies recall the loan and forfeit premiums paid by you as penalty and ask you to pay in full. Whereas for credit card they will threaten you with legal proceedings. Both matters can be settled with principal plus minimum penalty amount. Our fees would be 55k all inclusive services.

Answer #2
937 votes
Agar aapane Kisi bhi bank se liya Hua Hai loan liya Hua Hai payment nahin kar pa rahe hain banker se baat kar sakte ho aap ka settlement bangalore bangalore Jab Bhi aapke karna chahte hain is condition Mein Honge to aapane bad Mein aapka filhal loan write off ho jaega but Bank ke record se Katega Nahin right to hone ka matlab kya hota hai ki Bank aapko Ab To Kar chuka hai uske liye aapke recovery Wale Baba ki chijon Ko Nahin agar koi baat karta hai to aap banker ko nikal notice bhej sakte ho agency khilaf Jo loan recovery wale aap kya kar rahe hain kya Hamari fees legal notice ki 5000
Answer #3
763 votes
First of all do not get panicked or worried about the repayment as you are a looking to repay the amount. let me know first what amount you are looking to settle down with all of them depending on that the negotiations with the credit card and bank can be done. Most of the situations the one time settlement works. For further discussion contact us through lawrato .

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."