Layer 3 account freeze and amount on hold

Question

Layer 3 account freeze and amount on hold

27-Feb-2026 (In Cyber Crime Law)

Hi My bank account got freezed under layer 3. Due to 3 transaction with total amount of 1 lakh is kept on hold in my account. Out of this amount I've withdrawn around 40k from a gaming website last month. I've received 3 emails from the bank stating my bank account has been kept on temporary hold due to cyber crime report. On contacting the nearest cyber cell with the acknowledgement number they informed me that 2 transaction hold are from Pune cyber cell and one from Gujrat cyber cell.

Answers (4)

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Naman
If they inquire about the transaction, should I tell them it's from a gaming website withdrawal?

Adv. Suraj Murlidhar Nogja Adv. Suraj Murlidhar Nogja

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Advocate Pankaj Bajaj LawRato · Accepted Answer · 2026-03-01T13:34:51+05:30

Answer #2

Your account is frozen due to suspected cyber fraud trail. Contact Pune and Gujarat cyber cells with documents and transaction proof. File representation for de-freezing. If no relief, approach High Court by writ petition.

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Adv. Pankaj Bajaj Adv. Pankaj Bajaj

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Advocate Moksh Jain LawRato · Accepted Answer · 2026-03-02T09:03:31+05:30

Answer #3

you need to give the police a legal notice for defreezing your account and alongwith your KYC documents aadhar card, pancard, upon which police can take action and defreeze your account or else they need to make an application for removal of lein and account de-freeze in magistrate of that police station's jurisdiction, first go to the bank and get the mail id and number of IO which is provided to them in email for attaching the lein and for additional information visit your nearest cyber crime police station department

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Advocate Pankaj Bajaj LawRato · Accepted Answer · 2026-03-03T10:50:16+05:30

Answer #4

To unfreeze your bank account, you must coordinate with both the Pune and Gujarat cyber cells. Since you have the acknowledgement numbers, submit a written representation along with bank statements proving the source of your funds. If the cyber cells do not provide a NOC, you can file an application under Section 457 of the CrPC (or Section 503 of the BNSS) before the jurisdictional Magistrate to request the release of your account. Ensure you explain the gaming website withdrawals clearly to prove the transactions are legitimate.

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Adv. Pankaj Bajaj Adv. Pankaj Bajaj

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