LawRato

Cheque bounced even after sufficient balance in the account


15-Jan-2023 (In Cheque Bounce Law)
Sir. I had issued check for repayment of loan amount 22784.but check bounced . 590 rupees deducted from account.reason given was insufficient balance .but in my bank there are 50000 rupess. bank is not responding. What to do
Answers (4)

Answer #1
885 votes
Give them a notice and still in case they don't respond then file a complaint before the district consumer redressal form as the bank is deficient in rendering valuable services to you and you at liberty to get redressal of your grievance
Answer #2
868 votes
Well do one thing write a letter to the bank along with copy of memo and account t statement and call the reason or technical.glitch in the same so that in future you dont have to face same trouble
Or you can file complaint with consumer court against bank for deficiency of services or wrong deduction of charge s
Answer #3
998 votes
Send a legal Notice to bank for loss u have suffered and demand for the compensation from bank .... if bank not respond your request then you can file a consumer case in your local consumer court.....
Answer #4
748 votes
This may be the mistake of banker software. you can go through the bank statement and hopefully it rectify otherwise i suggest you to just send them a legal notice. this kind of "Cheque bounce" matter do not covered under NI Act, Such kind of matters are use to be solved through consumer court.

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."