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banker harassing and given legal notice even after paying the amount


17-Apr-2023 (In Cheque Bounce Law)
For 70000 Rs. From last 3 years I was paying 3500 rupees only as interest. Later when I calculated the amount it was more than 90k I paied. Once I was not able to pay the amount due to some financial issue. Banker threatened and took my bank Account user name and password, called and abused me, asked to send a mail if I commit suicide he is not responsible, threatened my family and friends. Mentally tortured. Now he bounced my cheque for 225000 and send a lawyer notice. Don't know what to do. I am in very much a stage of depression. I made all my payment via online. Pls suggest.
Answers (4)

Answer #1
504 votes
Dear Sir / Madam,

These facts suggest a criminal conspiracy and fraud has taken place, and its better you come for a meeting and discuss in detail, and bring all the documents connected with this matter. Please feel free to contact me
Answer #2
857 votes
You are saying a Banker did all these. Strange, you need not suffer all such illegal acts. If you have proof of actual borrowing and repayments why did you write a cheque for Rs. 225000/- . First you reply through an advocate to that legal notice explaining all these.
Answer #3
991 votes
This is the similar situation in which many are sailing silently. Bring all details of payments we shall sort out and he has no business to abuse and criminal case may be registered against him. There are several agencies Ombudsman others to whom you can approach.
Answer #4
565 votes
As a Consumer u can file come before consumer court alleging narrating entire facts and u get justice for harassment meted by u further u can also give reply to bounced cheque and can file private complaint whimsy that bank officer for words uttered.

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