Can time be granted for payment of credit card dues

Hi
We will need to begin with by suitably responding to the notice and then take the next steps for documenting closure of the credit card dues. once I have sen the notice received by you and have access to background information. I can advise further.

You will have to first reply to the Notice through an Advocate first and then details must be furnished for a better understanding of the matter.
Further details are important, if still after a notice a case is filed by them you can contest.

Two things you are required to do: first, give appropriate reply to the legal notice. Second, approach your banker and ask for settlement of your account. Your bank will probably give you some reasonable time for repayments.