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Pledged documents missed by bank
22-Apr-2023 (In Consumer Court Law)
Hi AllNeed a legal advise, Actually my dad got house loan with SBI in 2007 against our house property and it was closed in 2013. Meanwhile I have taken education loan in 2011 against same property as a security and i closed the edu loan in 2018. After closing the loan i went to collect NOC and our property documents back but unfortunately they missed it. For 6 months they keep on telling like we are searching in that dept , this dept but results fail as they could not able to locate it. After that my dad was sick and he was in bed rest for 6 months and i went to abroad for good so we could not able to chase it for sometime , later corono wave comes and i was hesitant to take my dad to bank to chase for the document . But whenever time permits i used to go bank and fight with the staffs to locate it or else to arrange to get a new document as per the procedures, almost i visited 30+ times but no result. Finally 2 days back they accepted that they missed the document due to their negl
You can sue them for negligence and for poor services rendered. the safety of the document in their custody is absolute and they ought to have ensured safe return of the same no matter what the terms and conditions may contain in fine print. The ideal way would be to send out a notice for damages, keep a stock of all expenses involved in the reconstruction of the document and the future hassle due to the loss of the document by them.
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Adv. Guru Dhananjay
Chennai | 25+ Answers
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Everyday Law & Policy: What is an FIR?
An FIR is the document that has been prepared by the police after verifying the facts of the complaint. The FIR may contain details of the crime and the alleged criminal.
Written by Mahender Singh ManralÂ
New Delhi |Â Updated: February 23, 2022 12:32 IST
A cognizable offence/case is one in which a police officer may, in accordance with the First Schedule of the CrPC, or under any other law for the time being in force, make an arrest without a warrant. (File)
The term first information report (FIR) is not defined in the Indian Penal Code (IPC), Code of Criminal Procedure (CrPC), 1973, or in any other law, but in police regulations or rules, information recorded under Section 154 of CrPC is known as First Information Report (FIR).
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Adv. Vijay Sathya
Madurai | 50+ Answers
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