I had been lured by Star inn to purchase their holiday package. I didn't consent initially but event

I had been lured by Star inn to purchase their holiday package. I didn't consent initially but eventually was coerced through repeated offers to pay 1.6 lakh as emi. They made me sign a contract document without giving time to read. The whole process was time pressure driven with an intent to defraud. However, immediately i realized my mistake & requested for refund, which was promptly refused citing contract. The company has jurisdiction in Nainital for arbitration. I have already written to credit card representative to stop payment by raising dispute transaction. I have also written to the company to refund the amount, in case of failure to do so i shall have to lodge an FIR & subsequently take legal recourse. They have asked for meeting which i have accepted at my office. Although, the payment has been stopped, however what is the future course of action in the case. Will it be possible to get money back in total. Contract says 25 k deduction on cancellation. Help please