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Cheque bounce charges 138 but payment made


24-Jan-2023 (In Cheque Bounce Law)
My cheques are getting bounced and bank sent me notice of 138, but I am paying every month online from other bank. I am not using the ECS bank due to unable to maintain their minimum balance, as it was my salary account and I lost my job couple of months back and also lost my mother. What to do? Please help.
Answers (2)

Answer #1
722 votes
Hello, I have been through your query but for answering you in a better way I need a few more details. Some key details are missing in the query and as such its not possible to guide you in a legal manner.  Regards, Shayan
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Answer #2
591 votes
immediately make the written representation before the bank authority. also make a representation before loan department. you have to state the entire sequence of facts narrating why you can not able to use ECS and then also the fact that the cheques are bounced inspite of the fact that you are paying
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