Cheque bounce case of blank cheques
03-Oct-2024 (In Cheque Bounce Law)
Hello i took 40k as loan from someone whom i was paying regularly from past 2 years as 10% monthly
But i been unable to pay in last 2 months and he is being abusive and threatening to bounce my cheque for 1 lakh. He got my blank cheque
Is it valid or i can take any action
To address your query:
If the lender deposits the blank cheque and it bounces, he may file a case under Section 138 of the Negotiable Instruments Act, 1881. However, you can defend yourself if the cheque was not issued in discharge of any legally enforceable debt or if the amount is inflated (in this case, ₹1 lakh).
You should file a police complaint or send a legal notice stating that the cheque was blank and was not meant for this amount. Additionally, you can file a civil suit for an injunction to prevent him from presenting the cheque.
It is crucial to gather all payment proof and loan-related documents to defend your case.
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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