Advocate Sandeep Koregave

Questions Answered by Advocate Sandeep Koregave

Q: Can NBFC change EMI amount on realizing mistake in tenure of home loan

If a NBFC does mistake while calculating the Tenure of Home Loan and realizes it after 12 months can they still charger the borrower?Can they directly change the EMI amount to adjust the difference without customer consent?

Advocate Sandeep Koregave answered
Mr/Mrs, It seems to be mistake of bank. the bank can ratify mistake, but not beyond law, rules of RBI, bank can change EMI but they have to inform you. but probably they take ur consent at the time loan application. therefore you are bound by the ur consent in loan application. if u have any grievance u can filed complaint before Ombudsman of ur concern bank for not charging any amount of mistake of bank from you.

Q: Procedure to recover salary dues after being temporarily terminated

My employer temporarily terminated my employment on the basis of false elegation of misconduct by one of the candidate that I interviewed. They had not paid my 50 days salary before the date of temporary termination. How can I recover my salary from my employer ?

Advocate Sandeep Koregave answered
Mr/Mrs, Temporarily termination concept not in law. If u r permanent employee, then employer can't terminate you without an departmental enquiry. still u terminate you, then u can filed Complaint before the Labour about termination. if you want only salary then u can file S.33-C2 application before the Labour court. or you can approach before Labour Commissioner of concern area filed same complaint since amount very less. If you are temporary employees also then u can take same procedure as above, but for temination their employer no need of departmental enquiry,