Advocate Vishal Bhagwan Punwani

Questions Answered by Advocate Vishal Bhagwan Punwani

Q: Manage property as divorce case is already filed

Divorce filed in 2014, flat purchased after filing divorce in 2016 and divorce is still pending. I want to save my property from alimony case/ situation and want other options like making trust or transfer property to other known person like that. Overall I want to show my finance status as it was at the time of filing divorce case. As I m working in same company since last 15 years with no significant salary hike.

Advocate Vishal Bhagwan Punwani answered
If the flat was genuinely purchased after the divorce petition was filed, that fact can be strategically important—but the exact effect depends on who paid the purchase price, source of funds, title, loan/EMI, date of acquisition and the applicable matrimonial law.

Q: Interim stay on unilateral loan closure under Section 38(8)

I financed an auto loan from IndusInd Bank. Vehicle was burned within 5 months. I filed a case in Ahmednagar Consumer Court. Insurer paid Rs 2,00,000, and I paid Rs 13,903. Total loan stands 100% cleared strictly "UNDER PROTEST" on 30-09-2026. Bank suffered zero loss, earning profit.On 22-09-2026, I legally objected to bank's forced foreclosure to destroy my right to vehicle substitution under Clause 1.1. In legal reply, bank states: "Any amendment to asset particulars... engine/chassis/registration particulars... cannot be construed as conferring an unilateral right... without Bank's approval..."The Judge at admission stage specifically asked: "Is there any past judgment or decided precedent regarding vehicle/asset substitution under a loan agreement? If yes, present it."Most victims lack insurance or are defaulters, so no precedent exists. How can I urgently get an Interim Stay under Sec 38(8) to freeze account status and stop unilateral closure? Advice needed.

Advocate Vishal Bhagwan Punwani answered
Do not argue that absence of previous cases means you automatically win. Instead, frame it as a contractual interpretation + unfair trade practice/deficiency in service issue and establish why the bank's interpretation of Clause 1.1 defeats the consumer's substantive contractual right.

Q: Refund of security deposit and peaceful resolution

To Mr. Roshan Poul This is a formal reminder and final notice regarding the refund of my security deposit for the flat at Tisai Sankul, A-206, Adiwali Talao Road, Kalyan East, which I am vacating between 21st Sep to 25th Sep 2026. As per our agreement and rental practice, the full deposit amount of ₹20,000 is due for refund. Please note that if the above terms are not met, or if any further delay or refusal to refund, I will be compelled to treat this as fraudulent behaviour towards tenant

Advocate Vishal Bhagwan Punwani answered
Your communication is noted. The security deposit of ₹20,000 shall be duly reconciled in accordance with the terms of the agreement upon completion of vacant possession, handover of keys and inspection of the premises. Any lawful and contractually permissible outstanding rent, utility charges, maintenance, or damage to the premises, if established, shall be adjusted from the deposit and the balance amount

Q: Require sincere advocate to file Maharera appeal delay of one year

Respected Sir / Madam,Looking for advocate to file Maharera appeal there is a delay of approx.14 months looking for sincere advocate the matter is about fraudulent approvals irregularities in approvals Commencement Certificates, Occupancy Certificates, delay in possession, structural defects - no adequate resolution in Maharera complaint hence filing appeal

Advocate Vishal Bhagwan Punwani answered
“Examination of MahaRERA proceedings and impugned order, preparation and filing of Delay Condonation Application for 14-month delay, drafting and filing of Appeal before Maharashtra Real Estate Appellate Tribunal, including grounds concerning fraudulent/irregular approvals, CC/OC, possession and structural defects, and representation through the appeal proceedings.”

Q: Need A Advocate For Resolve The Issue

My wife’s advocate recently came to my home regarding a marital/family dispute. I would now like to have an advocate represent me and communicate with my wife’s advocate or, if appropriate, with her relatives/family to discuss the matter and try to resolve it amicably.If you handle such matters, please contact me at your earliest convenience. I would like to discuss the situation with you and understand how you can assist me. You can talk to my advocate on call also..

Advocate Vishal Bhagwan Punwani answered
Based on the facts provided, you should immediately engage an experienced family law advocate to represent your interests. Avoid direct communication or confrontation with your spouse or her relatives unless advised by your lawyer. All communications should preferably be routed through advocates to prevent misunderstandings or future allegations. Preserve all messages, emails, call records, and other evidence. If both parties are willing, mediation or settlement discussions may be explored to achieve an amicable resolution while fully protecting your legal rights. If any legal notice or court proceedings are initiated, ensure that a timely and appropriate reply is filed and all statutory timelines are strictly complied with.