How to Link Aadhaar Card with Bank Online

Link Aadhaar Card to Bank Account

Aadhaar Card is a 12 digit unique identification number which gives an unique identity to every Individual who applies for it assigned by the UIDAI (Unique Identification Authority of India).  Aadhaar card is one of the most important proofs to avail benefits or facilities from government-run social schemes. The Government has made it mandatory for Individuals to link their Aadhaar with their bank accounts. Banks has also mentioned that if the the Aadhaar is not linked with the Bank account, then they can deactivate the accounts. The process of linking Aadhaar with your account can be done online as well as offline.

This Initiative helps the Government in preventing Money Laundering, it minimizes distribution of public resources and benefits. It also helps in offering the Indian residents numerous amenities and assistance.
 

Eligible Individuals to link Aadhaar to bank account?

All Indian residents are eligible to apply for Aadhaar. However NRIs are not eligible for this and it’s suggested that they disclose their non-residence status to the bank officials with the proof.
 

Ways To Link Aadhaar with Bank Account

An Individual can link their Aadhaar with Bank account through online modes as well as offline modes. Following are the ways to link Aadhaar with Bank account :
 
1. Link Bank Account with Aadhaar Via Internet Banking
Linking an Aadhaar with Bank account through online mode is very easy. A customer can complete this process from anywhere.The steps to complete it via Internet Banking are as follows :
 
Step 1: Login to the Internet Banking of the Bank account you want to link Aadhaar with. For example, www.onlinesbi.com
Step 2: Enter your User id and password.
Step 3: Under the My Account heading, Click on Update Aadhaar with Bank accounts/ Add aadhar Card sub-section
Step 4: Enter your profile password for Aadhaar Registration
Step 5: Enter your Aadhaar details and re-verify the same
Step 6: Click on the Submit button after entering your Aadhaar details
Step 7: A message will be displayed on successful seeding of your Aadhaar and the linking will be completed on successful verification of the information provided
 
2. Linking  Bank Account with Aadhaar through the Bank’s Mobile App
Banks has also provided an easier way for its customers to link Aadhaar with their bank accounts by using the Aadhaar linking feature on the Bank`s mobile application. Following are the steps to be followed :
 
Step 1: Open your bank’s mobile application on your phone.
Step 2: Log in with your User ID/Customer Id and password.
Step 3: Under the `My Accounts`section, below the `Services` tab, Choose on `View/Update Aadhaar card details` option.
Step 4: Enter your Aadhaar number, re-verify it and click on the Submit button.
Step 5: You will get a message on your phone, after the successful linking of your Aadhar with the Bank account.
 
3. Linking Bank Account with Aadhaar through SMS
An account holder can link his Aadhaar with the Bank Account through SMS as well. However, not all banks provide this facility. Also,the SMS format is different from Bank to bank.
An example of an Account holder of State Bank of India (SBI) linking Aadhaar through SMS :

• Open the Message Icon.

• Type a message in the format UIDAadhaar numberAccount number and send it to 567676.

• You will get a confirmation message stating that your linking request has been accepted.

• The bank verifies the Aadhaar details with UIDAI.

• In case your verification is unsuccessful because of some reason, you will get a message asking to visit the nearest State Bank of India branch with your original Aadhaar.

 
4. Linking Bank Account with Aadhaar through Phone
Many Banks also provide the facility to link Aadhaar with the Bank account through phone i.e Helpline number. The number for calling is different for every bank. Following are the steps to follow :

• Give a missed call on the number provided by the Bank, if your bank supports Aadhaar linking over phone.

• You will get a call-back from the bank where you can select options from the IVR.

• Enter your 12 digit Aadhaar number and confirm the same.

• You will get a text message once your Aadhaar is linked with your account.

 
5. Link Bank Account With Aadhaar Via Branch Visit
The Users who are not able to use Internet banking or Mobile App, can link their Aadhaar with Bank account by visiting the respective bank's branch. The steps to accomplish the linking process is given below:

Step 1: Visit the bank branch and collect a copy of the Aadhaar-Linking form with bank account.
Step 2: Fill the necessary details such as the name of the bank and name of the branch carefully.
Step 3: Fill up your personal details such as bank account number, name, address, Aadhaar number, gender, and mobile number.
Step 4: Attach a copy of self attested Aadhaar card and submit it along with the application form.
Step 5: The bank representative will verify the details and the bank account will be linked with Aadhaar if the information matches and you will receive a message for the same.
Note: The applicant should carry his original Aadhaar card to the bank for verification.
 
6. Linking Bank Account with Aadhaar at an ATM
An individual can also link his Aadhaar with bank account by visiting the Bank`s ATM. Following are the steps to be followed to complete the process : 

• Insert your ATM card and enter your PIN

• In the “Services” menu, select the “Registrations” option.

• Now select the “Aadhaar Registration” option.

• Select the account type (savings/current)

• Enter your 12 digit Aadhaar number.

• Re-enter the Aadhaar number and click Okay button.

• You will get a confirmation message once your Aadhaar is successfully linked with your Bank Account.
   

FAQs on Aadhaar - Bank Linking

Q. If a customer is having multiple bank accounts, how can he/she can check the Aadhaar and Bank account linking status?
UIDAI shows linking status of only one bank. Therefore, customers should check Aadhaar linking status of multiple banks accounts from individual bank

Q. Is there a way to check if the bank account is already linked with Aadhaar?
Individuals can check if their Aadhaar card has been linked to their bank account by visiting the UIDAI website and clicking on the ‘Bank Mapper’ tab
.
Q. If a customer holds multiple bank accounts that are linked to Aadhaar card, will UIDAI website display details from each bank?
No. Only the bank account that is mapped recently will be displayed on the UIDAI website.

Q. If a customer has multiple bank accounts, how can he check the Aadhaar and Bank account linking status?
UIDAI shows linking status of only one bank. Therefore, customers should check Aadhaar linking status of multiple banks accounts from individual banks.

Q.  What is the last date of linking Aadhaar number to bank accounts?
Govt has declared the last date to link Aadhaar numbers with bank accounts by 31-June 2018.