Will insurance company compensate 3rd party for an accident by my car?
My 19 year old daughter, who has a learner’s licence, had an accident recently wherein she drove into a small shop. I want to know that since the car is in my name, will the insurance company compensate the shop owner?
If a car driven by someone other than the owner meets with an accident or If the accident is caused by a learner, the claim is payable. Also third-party damage is covered in a typical motor insurance.
Accidents by learners are covered provided the learner meets all the requirements of a learner’s licence—she has an active learner’s licence, is accompanied by an experienced driver with a permanent licence and an ‘L’ is painted on the front and back of the car in red on white background.
Finally, third-party property damage is payable but the claim process is long. The shop owner will have to file a claim with the motor tribunal. The tribunal will decide the claim amount due. You cannot directly have the insurance company pay the shop owner for the damage.
- Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at LawRato.com and has been responded by one of the Insurance Lawyers at LawRato.com to address the specific facts and details. You may post your specific query based on your facts and details to get a response from one of the Lawyers at LawRato.com or book a Detailed Consultation with a Lawyer of your choice to address your query in detail.
Get Started >>
Answers by Our Lawyers
- Legal notice for non payment of pending dues of credit card
- What is the easiest way to get divorce
- Husband not staying with me how can I claim rent of the house
- Bought property through Power of attorney.Now can i get it registered?
- What is the procedure to change name in CBSE marksheet?