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Missed 3 EMIs for car laon case filed what defense can I take


12-Feb-2023 (In Recovery Law)

Hi sir, I had took a car loan in Feb 2013 from HDFC bank and paying all the EMI's monthly. Recently one person came to my home and asking to come to karkardooma court on 15th Feb 2016 for my case hearing of car loan. Sir due to sister marriage I was unable to pay 03 EMI in March, April and may 2015 months. After that I am continuously paying every month EMI to the executive, it is not deducting from my account in the form of ECS as my salary is always late and I am paying all EMI's to the executive. kindly suggest sir.

Answers (3)

Answer #1
582 votes
just appear before the court on the date of hearing and asked to your advocate for the mediation and the judge will refer the case for madiation where you can settle it if you are ready for the payment...for any further you can contact me.
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Advocate Vikram Gulliya

Adv. Vikram Gulliya

LawRato Ghaziabad | 25+ Answers
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Answer #2
581 votes
Sir, as you are paying your EMI on time and for last three month you are not to pay for some reason what you in your question. in that you do not to worry you can go court and tell you are interested to pay the laon amount due too some reason you are not able to pay so take some time to pay this is first contention. Second Contention if some of the Executive take payment from you a you said so you have a slip of it produced it in the court that the payment is made by you.
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Advocate Sandeep Singh

Adv. Sandeep Singh

LawRatoDelhi | 25+ Answers
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Answer #3
597 votes
You have filed a case against bank of declaration as you paid all the emi to the bank and also issue the noc in respect of loan account. If the bank has filed case against you then you will contest the same and you put to your defence in the said case.
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Advocate Harmesh Kumar

Adv. Harmesh Kumar

LawRatoDelhi | 5+ Answers
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