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DRT case after stopping payment of EMI


23-Aug-2023 (In Recovery Law)
Hi sir I have purchased a flat in Gr noida and paying emi to bank but after 3 yrs same flat sell to other person by builder then I hv stopped emi to pay bank . Now bank has file a complaint for collection in DRT delhi and 138 ( cheque bounce) . Now pls confirm sir , what will be my action plan? How I free from this case? Pls confirm Thanks Pawan
Answers (3)

Answer #1
720 votes
How can he sell the flat to someone else when the agreement was with you and you were paying the emi. You can file a police complaint against the builder and seek redressal of your grievances. You must be having a copy of the agreement between you and the builder.
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Answer #2
987 votes
As per the stated facts it would be best to inform the court regarding your situation along with all the evidences into the form of documents that you may have justifying your stand. This is a preliminary view only.
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Answer #3
815 votes
You should plead before the court that due to allotmemt of said flat to another person you stopped paying emi to bank. And you can also filled a comsumer case before district consumer forum if the value of dispute is below 20 lacs.
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