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In-Laws not returning the amount I have loaned them.


08-Oct-2026 (In Family Law)
I had loaned a total of 1.7 Lakhs to my brother-in-law and Mother-in-law. I have been trying to recover this amount for past 2 years. I have tired to contact them through phone, however they have blocked me. I have tried through relatives , email, multiple trials on multiple platforms over the past 2 years. However, they dont seem to respect law. I am already divorced and I did not get alimony nor child support as my ex is jobless. I need to recover the loan given to my inlaws.
Answers (5)

Answer #1
837 votes
Dear Madam First you should send a formal legal notice through an advocate demanding repayment within fifteen days ​If they do not comply you can file a summary suit for money recovery under Order 37 of the Code of Civil Procedure in the competent civil court ​Ensure you collect and attach all available evidence such as bank transaction statements chat records emails or written receipts showing the transfer of funds ​Since this is a financial loan recovery matter it is distinct from family court proceedings and must be pursued in civil court
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Answer #2
590 votes
English Response: I understand your concern regarding the recovery of ₹1.7 lakh. You may have legal remedies to recover the loan from your brother-in-law and mother-in-law. First, preserve all available evidence, including bank transfer records, payment receipts, messages, emails, and any written acknowledgment of the loan. The legal procedure will depend on how the money was paid and the evidence available. A legal notice demanding repayment can be issued to the borrowers. If they fail to repay, a civil recovery suit may be considered, subject to the applicable limitation period. Since you mentioned that the loan was given about two years ago, it is important to act promptly, as money recovery claims are generally subject to a three-year limitation period, depending on the facts and the nature of the claim. Please clarify whether the amount was transferred through a bank or paid in cash, whether you have any written proof of the loan, and the approximate date on which the money was given. These details will help determine the appropriate legal remedy
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Answer #3
575 votes
Do u have any proofs regarding such loan ? Or any written document? Or any witness ? Or any affirmation that they will give afterwards etc ? If yes then initially give formal notice to ur in laws . Uf they ignore ur notice then file a civil suit for recovery of ur loan
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Answer #4
664 votes
since you are attempts at contact in them directly to pursuade them to return your money has failed you can pursue legal option: For that two primary things you should die give attention to: first is the proof of your payment to them: 2nd important thing is that if you want to recover through legal means then the loan/ payment you made should not be more than 3 years old:
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Answer #5
818 votes
You may initiate legal proceedings to recover the ₹1.7 lakh loan advanced to your brother-in-law and mother-in-law. First, collect all available evidence of the loan, including bank transfer statements, UPI transactions, receipts, WhatsApp messages, emails, and any written acknowledgment of the amount borrowed. You may issue a legal notice to both borrowers demanding repayment within 15 days. If they fail to repay, a civil suit for recovery of money may be filed before the competent court, subject to the applicable pecuniary jurisdiction and limitation period. Please note: Under Indian law, a suit for recovery of money is generally required to be filed within three years, depending on the nature of the transaction and the date on which the cause of action arose. Since you have been pursuing repayment for two years, it is important to examine the exact date of the loan, the repayment terms, and any acknowledgment of liability to determine whether the claim is within limitation. Mere phone calls or reminders may not extend the limitation period. Your divorce and the absence of alimony or child support are separate legal issues and do not ordinarily prevent you from pursuing recovery of the loan from your in-laws. If you have sufficient documentary evidence, you may have a reasonable basis to proceed. I recommend reviewing the loan documents and transaction records before deciding on the appropriate legal remedy.
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