Interim stay on unilateral loan closure under Section 38(8)

I financed an auto loan from IndusInd Bank. Vehicle was burned within 5 months. I filed a case in Ahmednagar Consumer Court. Insurer paid Rs 2,00,000, and I paid Rs 13,903. Total loan stands 100% cleared strictly "UNDER PROTEST" on 30-09-2026. Bank suffered zero loss, earning profit. On 22-09-2026, I legally objected to bank's forced foreclosure to destroy my right to vehicle substitution under Clause 1.1. In legal reply, bank states: "Any amendment to asset particulars... engine/chassis/registration particulars... cannot be construed as conferring an unilateral right... without Bank's approval..." The Judge at admission stage specifically asked: "Is there any past judgment or decided precedent regarding vehicle/asset substitution under a loan agreement? If yes, present it." Most victims lack insurance or are defaulters, so no precedent exists. How can I urgently get an Interim Stay under Sec 38(8) to freeze account status and stop unilateral closure? Advice needed.