My step mother mentioned as nominee will we get any share father dead

703 votes

Nominee is not a legal heir and who is having succession rights they will claim insurance with help of court order and they will win. Insurance policy one option is there "Married Women Protection Act" can be linked to life insurance and once a life insurance is linked to Married Women Protection Act then it comes under the control of a trust and no creditor or nominee can get their hands on it. Generally the spouse links his life insurance to the Married Women Protection Act so that in the event of his death, his wife is financially secure.

Advocate Vijaya Bhaskar Siripanda LawRato

535 votes

Hi
Since your father married after the expiry of your mother, your step mother will also be a legal heir along with you.

NOMINEE does not mean that your step mother is entitled to all of your father's insurance monies. As a nominee, your step mother is only a trustee in the eyes of law and it is her duty to ensure that all of your father's monies (including properties, bank deposits, insurance claims etc) are equally distributed amongst your father's legal heirs( including your step mother).

So apply for a family member certificate in Mandal Revenue office and based on that you should get succession certificate in a district court.

In the mean while you should also write to insurance companies stating that you are a legal heir and hence you are entitled to a share of insurance monies along with your step mother.

Hope this information is useful.

Advocate Rajagopalan LawRato

591 votes

as already nominee is mentioned so you need to consult with concerned department and show your all identity and ask them to divide share equivalent and they will help you but you need to prove your Identity to the concerned department with concerned clerk.

LawRato LawRato