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Being threatened by SBI card representatives


28-Jul-2023 (In Civil Law)
I have pending dues on credit card, which after discussing with representatives from SBI have been paid/scheduled to be paid. SBI cards have given me an agreement in written stating amount and last of payment to be made. Further, same has been signed and sent to SBI almost 1 week ago. However, in this past week, I have been threatened by SBI representatives to beat me and my colleagues, whom they have been calling to find my current whereabouts. Also, they have hurled abuses at me and sent me text messages which are personal in nature. I do understand this is against RBI guidelines and if there is an agreement in place already, why they are doing so? You are requested to guide me to take legal action against SBI/their representatives and hence, assure my safety.
Answers (3)

Answer #1
558 votes
I have perused your query. I would advise you to file a complaint with the concerned police station under section 506 IPC criminal intimidation. Simultaneously would advise you to file a Suit for Permanent injunction thereby restraining the bank representatives to refrain themselves for such illegal acts.
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Answer #2
946 votes
Lodge a criminal complaint at the local police station. Further legal actions will depend on that complaint. also if no action is being taken against the complaint, you can let me know.
we will then see to it. Do you have any evidence?
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Answer #3
656 votes
Dear Sir,
There is nothing to worry about as the SBI officials cannot and does not have a right to threaten you. you must file a written complaint drafted by a lawyer and also file the complaint with the Banking ombudsman appointed by the RBI.
please contact me for any further query, so that we can meet and discuss the same.
thank you
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