Paid and Obtained NOC in NI Act, But Complaint Is Still Not Closed
30-May-2026 (In Cheque Bounce Law)
I had taken a loan from NBFC, I was unable to repay the outstanding amount on time. As a result, they initiated proceedings against me in and the case was registered on 21 March under the Negotiable Instruments Act.
However, I cleared the entire outstanding amount of approximately by 25 March and have also received NOC from them confirming that no dues are pending.
But still the case is not withdrawn/disposed off, what can I do?
Since you have already paid the entire amount and obtained an NOC, the complaint can be compounded/settled. File the NOC and settlement documents before the court and request disposal of the case. If the NBFC is not taking steps, you may move an application through an advocate seeking closure of proceedings based on full payment and no-dues confirmation.
If the amount has been fully paid and you have obtained a No Objection Certificate (NOC) from the complainant in a case under Negotiable Instruments Act, 1881, the complaint does not automatically close.
Generally, one of the following steps is required:
The complainant should file a compounding application before the court stating that the matter has been settled and they have no objection to the case being disposed of.
Both parties may file a joint compromise/settlement application along with the NOC.
The court will then pass an order disposing of the complaint, usually by allowing compounding of the offence.
If the complainant has already given an NOC but is not appearing or not taking steps to close the case, you can bring the settlement and NOC on record through your advocate and request appropriate orders from the court.
first write a mail and serve a notice and take their acknowledgement so that you will have proof that you have already made the payments and on the next date appraise the court that all the payment has been made show the email and notice to the court and attach transaction details as a proof
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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