Non CTS Cheque got returned due to RBI Guidelines


• I had an agreement with my brother and Sister In-law on 16/08/2013 that against my share in my parental property they will give me Rs X lakh each. • They had issued me cheques dated 16/08/2014 and promised me to pay me Rs X lakh on or before 16/8/2014. • Breaching our trust they disposed off the property without my knowledge and did not paid me my share which was agreed earlier. • I deposited the said cheque on 13/11/2014 (Thursday),exactly 3 months from the date of cheque, as it was a Non-CTS cheque it got delayed by the bank as per RBI guidelines the frequence of Non –CTS cheques were reduced from weekly twice to weekly once i.e. Mondays from 01/11/2014. • The cheque was only produced to the head branch on Monday i.e. 17/11/2014, at the time it was outdated and it was returned. • This got me stuck with the legal proceedings. Any one out there who can help me with this case, I would be really grateful

Answers (2)


129 votes

The fact that the cheque was presented within three months is good enough to show that it was presented well within time . Further you can file a case for criminal breach of trust against them coupled with cheating . Rest can be discussed over a call. Feel free to contact me


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144 votes

The cheque is not outdated because the only thing that needs to be considered is the presentation of the cheque at the bank. Time taken for sending the cheque for clearance has no relevance in the matter.

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