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Clarification on cheque bounce on ground of closed account
28-Dec-2023 (In Cheque Bounce Law)
Sir Ihad business in Delhi in 2013for some reason I got a huge loss n I close a firm in 2015.i gav a pdc chq of2 lacs on 21.01.2014 tothe party of Punjab.we hve clrd the dues by part pymnt bycash we have closed the acc on 1.04.2017.n I'm doing n private job .sdnly I got a msg frm bank on 12.12.17 tht u r chq has bn returned due to account closed. Thn I verified n called the pnjb prty n he is telling that I hve balnce f 10lacs n I m filing a case of recovery .thn he sent a notice trgh adv from pnjb which is rtnd due to false address .thn I went to bank of my home brnch n asked for the details.they refused that v don't have a clearing details due to account closed.n advice me to get details in clearing brnch in pnjb.thn I wnt to Punjab brnch n asked details.they also refused to tell the details of scan copy , saying that ask in u r Hme brnch.even Idontnowhether th date ofchq is of21.01.14 r12.12.17pls suggest how toget ascancopy frombank sothat lcan replycan I fight a casefrom my place
You cannot fight case at your place but will have to file a reply where the opposite party has filed the case. And a copy of cheque must have been filed by the party in the case and you will get a copy of the case so do not worry. It is not clear from your query whether a notice was sent to you by opposite party after cheque bounce. If you never received any notice then case is not maintainable.
Helpful?
21+
21+
Adv. Kirtika Mukesh Bura
Delhi | 25+ Answers
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Please see- copy of full & final settlement between you & your Punjab party. ( send me )
When you closed your account , usually banks takes back all the in used cheques, but in your case some thing went wrong?
Send copy of notice for anylising clear picture of the content.
When you settled full & final with your Punjab party why were all unused cheques taken back. ( Is this part taken care in the final settlement )
Account closed is no ground of any excuse.
Need to undestand the process /notice legality .
When you closed your account , usually banks takes back all the in used cheques, but in your case some thing went wrong?
Send copy of notice for anylising clear picture of the content.
When you settled full & final with your Punjab party why were all unused cheques taken back. ( Is this part taken care in the final settlement )
Account closed is no ground of any excuse.
Need to undestand the process /notice legality .
Helpful?
10+
10+
Adv. Vijay Sahni
Delhi | 100+ Answers
CONTACT NOW
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