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Bank has used blank cheque for recovery without informing me.


29-May-2025 (In Cheque Bounce Law)
Bank has now filed 138NI cheque bounce case against me. However, I was not notified that cheque will be deposited on that day for that amount. What can be done in such case of personal loan
Answers (2)

Answer #1
941 votes
Dear Sir, It is mandatory for the Bankers to issue statutory notice to you before filing cheque bounce case. Please check whether you have received such notice about three to four months back. If you do not attend the Court after service of summons warrant will be issued against you. You have to take bail by depositing some amount as cash security then contest the case.
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Answer #2
519 votes
no problem you can contact your bank repay the loan and take the acknowledgement for payment then you should tell that bank to withdraw the case they will agree if they not agree you can attend the court and pay the loan amount in court
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