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How to deal with Improper use of rights by Bank Credit Card Dept


22-May-2023 (In Banking / Finance Law)
I had a running credit card & they sent another 'Dinners Club' card (I never used) w/o my consent & issued statements adding charges within the running a/c, at their own will.Over telephone I offered them several ways to solve the matter but initially they used to assure to resolve the same before the next bill with the request for continuing payment of the running card & after some months when I informed them that I'm to stop payment until the problem is solved, they changed their tune & refused to accept any liability of their faults & continued to issue statements adding different charges.Already I've nearly/more than 100 tele. conversations with them/diff. agencies on this,but all are trying to put the liability upon me & asking for settlement which is not acceptable to me at all as the whole is intentionally planted from their end & I'm not to consider the same as my fault.They've placed the matter to CIBIL & hampering my respect.Where to inform against such tortures? Pls guide.
Answers (2)

Answer #1
845 votes
You may file a complaint against such unethical cause done from the end of the authority issuing of the Credit Card without your consent and concurrence with CIBIL authority as well to the customer care services department of the issuance authority and also mark the copy to consumer grievance cell of the area which is coming under your jurisdiction and mark out a copy to the Local Police Station of your area also.

If the authority will not respond to your complaint in that event file a criminal complaint in the appropriate forum.
Answer #2
776 votes
MY OPINION THAT i have follow your complain, your complain has absolute merit to chase the wronging /wrong statements constantly by the said agencies against you , you have legitimate legal grounds to get the absolute result.

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

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