92+ Lawyers are online 
Bank not returning my blank cheques, giving No due certificate instead
10-Mar-2023 (In Banking / Finance Law)
Dear Sir/Madam, I have availed a personal loan from a private bank and I completely closed the account. While I applying loan I have given three blank cheque (signed) to the bank. Now when I requested for return of my check to the bank they refused to do that and they told me that we will provide you a No due certificate instead of cheque . Sir my dought is Is No due certificate from bank is ok instead of cheque? If I want the cheque then what is the next step to do ?
You may insist for the cheques. Although a NOC would be good enough for proving no dues payable by you. You may also call up your bank and block the clearance of the cheques if they are ever presented for clearance at all.
Helpful?
45+
45+
Adv. Joydeep Nath
Delhi | 100+ Answers
CONTACT NOW
Dear sir ,
in this regard please give a written application to the bank along with a duplicate copy and which you get the receiving of the concerned bank official signature along with bank stamp and this would help you further.
in this regard please give a written application to the bank along with a duplicate copy and which you get the receiving of the concerned bank official signature along with bank stamp and this would help you further.
Helpful?
40+
40+
Adv. Anand Shukla
Delhi | 100+ Answers
CONTACT NOW
If the blank cheques were dated and three months have passed then those cheques are piece of appear. Secondly if they are giving NOC then ask them to write on the NOC that the three cheques given by you with their numbers stands cancelled
Helpful?
30+
30+
Adv. Shekhar Raj Sharma
Delhi | 100+ Answers
CONTACT NOW
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
Connect with top Banking / Finance lawyers for your specific legal issue
No Comments! Be the first one to comment.
"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."
