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SOME RS: 200000 ,I WIL GIVE ONE PERSON SINCE 3 YEARS NOT PAID RETURN


10-Sep-2026 (In Recovery Law)
HOW TO SEND DUMMY NOTICE PRINCEPAL AMOUNT 200000 AND INTEREST 2.5% LAST 3YEARS NOT PAID AND I HAVE 3 BLANK CHEQS AND PROMSERY NOTE AADER CARD PROOF HOW TO SEND DUMMY NOTICE FIRST
Answers (3)

Answer #1
773 votes
If the ₹2,00,000 principal and agreed interest are genuinely due, you should not send a “dummy” or fabricated notice. You can first issue a proper demand/legal notice based on the actual transaction and documents. Mention the date and purpose of the loan, principal amount, agreed interest (2.5%—clarify whether monthly or otherwise), payments if any, present outstanding amount, and a reasonable time to repay. The three blank cheques, promissory note and Aadhaar/identity proof can be referred to as supporting documents, but do not fill in or misuse blank cheques merely to create a cause of action. If the borrower fails to pay after notice, depending on the facts and limitation, you may consider a civil recovery proceeding and/or appropriate proceedings relating to the promissory note or cheque, subject to the legal requirements applicable to each. Preserve the original documents and proof of the loan/transfer carefully.
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Advocate Mrudhula Jahnavi

Adv. Mrudhula Jahnavi

LawRato Serilingampally | 200+ Answers
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Answer #2
555 votes
Do not send a “dummy notice.” If ₹2,00,000 is legally due, issue a proper legal demand notice after verifying the Promissory Note, agreed interest rate, date of transaction and limitation. A 3-year delay requires immediate limitation scrutiny, including any acknowledgment or part-payment that may extend/restart limitation. The three blank cheques should not be misused or presented without proper legal basis. If dishonoured, proceedings under Section 138 of the Negotiable Instruments Act may arise only when the statutory requirements are satisfied. The Promissory Note and transaction records should be relied upon for recovery, while the Aadhaar card is only identity evidence and does not itself prove the debt.
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Advocate Pavani Kumari

Adv. Pavani Kumari

LawRatoGuntur | 400+ Answers
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Answer #3
604 votes
sir , no dummy notice . first bounce the cheque if it's not date, with latest date bounce the cheque at your bank or his bank and ask the bank authorities to issue memo of it with its stamp , immediately issue a legal notice under 138 stcni act, within 15 days he shall return ur amount else file the the case within 45 days from the date of cheque bounce =
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Advocate D Lalith Kumar

Adv. D Lalith Kumar

LawRatoSecunderabad | 25+ Answers
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