Advocate Pavani Kumari

Questions Answered by Advocate Pavani Kumari (400+ answers)

Q: My husband is not giving any financial support for family monthly expe

what rights do we hav to get financial support for me as wife and my 2 children and he acts like no job, but, havng sufficient money for his parents, friends, movies, and himself, except for we 3. He acts unhealthy and never was transparent and genuine in financial support. Creating trauma, blaming,black mailing abandon of us if we ask him money fr our bare requirements. My monthly salary is not sufficient in this metro city to pay rent, maintnance, fees mnthly expenses, electricity,etc.

Advocate Pavani Kumari answered
You and your two children may be entitled to claim financial maintenance from your husband, notwithstanding his failure to provide adequate support despite having sufficient financial resources. Depending on the facts, you may seek maintenance under Section 144 of the Bharatiya Nagarik Suraksha Sanhita, 2023, and appropriate relief under the Protection of Women from Domestic Violence Act, 2005, including monetary relief and, where applicable, compensation for economic abuse. Preserve evidence of his income, expenditure, financial capacity, your household expenses, children’s educational costs, and any threats or harassment. Your own employment does not automatically disentitle you to maintenance; the court will assess your actual income, reasonable needs, and his capacity to contribute. Consult an advocate to initiate appropriate proceedings and seek interim maintenance for you and your children.

Q: Advice how to proceed further on debt clearance

Sir, i took 2.5 lak from a local lender to whome I gave empty cheque and promissory note with sign without date. It was happened before 3 years. I gave some interest but I cannot pay the interest continuously for long time. Now I am ready to repay the principal and asking some time to pay the part interest and asking for excuse for the balance interest. But the lender is threatening me to put me court with criminal case and got my govt job removed. What to do sir/ma'am now? I am aged 37 wt2 kids

Advocate Pavani Kumari answered
You should immediately stop making informal payment commitments and communicate with the lender in writing, offering repayment of the principal through a reasonable, documented settlement proposal. A signed blank cheque may expose you to proceedings under Section 138 of the Negotiable Instruments Act if the statutory requirements are satisfied; signing it without a date does not automatically invalidate it. A promissory note may also be relied upon in recovery proceedings, subject to limitation and other legal defences. Mere inability to repay a loan does not, by itself, constitute a criminal offence or automatically justify dismissal from government service. Preserve all payment records and threatening messages, and do not issue further cheques or sign documents without legal review. Have the cheque, promissory note, repayment history and dates examined urgently by an advocate to assess limitation, possible liability and appropriate protection against unlawful threats.

Q: Nbfc loan not paid,what happens

Nbfc finance loan taken on digital on line,if unfortunately my financial is bad position,if loan not paid permanently,what happened?

Advocate Pavani Kumari answered
If you are unable to repay an NBFC digital loan due to genuine financial hardship, the outstanding debt does not automatically disappear. The lender may initiate recovery proceedings, report the default to credit bureaus, and pursue lawful remedies in accordance with the loan agreement and applicable law. However, recovery agents cannot use threats, harassment, public humiliation, or unlawful coercion. Do not ignore the lender’s communications. Seek a written repayment restructuring or settlement proposal based on your financial circumstances, and retain all records of communication. If the loan or recovery practices involve illegality, you may pursue appropriate regulatory or legal remedies. The precise consequences depend on the loan terms and facts of the case.

Q: Fraud by KDE promoter in revenue statement and forgery in nse/sebi

Financial Particulars: It explicitly records your holding of 22,000 equity shares purchased within the ₹200–₹250 price band and explicitly registers your absolute loss of ₹45,00,000 (Forty-Five Lakhs). • Grounds of Complaint: specific infractions uncovered by SEBI's investigation: the ₹541.3 crore financial misstatements and forgeries. and now they sold subsidiaries with close to 250 crore revenue+ and 25 crore profit per year for 10 lakh rupees to avoid these fraud at zero cost

Advocate Pavani Kumari answered
Your claim of a ₹45 lakh investment loss warrants a fact-based legal assessment. Obtain and preserve your demat statements, contract notes, bank records, and the relevant SEBI investigation findings. If the investigation establishes financial misstatements, forgery, or other regulatory violations, examine the specific findings and their connection to your investment before initiating proceedings. You may consider a complaint before SEBI and the appropriate investor grievance mechanism, or other remedies available in law, depending on the evidence and the nature of the alleged misconduct. Any allegation that subsidiaries were sold to conceal fraud must be supported by documentary evidence and should not be presented as an established fact without verification. Consult a securities-law practitioner promptly to assess limitation, maintainability, and the appropriate relief for your loss.

Q: 3 phase current phase drop issue

I seek legal advice on challenging the ₹4.5 lakh penalty imposed by TGSCPDCL. I want the penalty withdrawn or substantially reduced due to the lack of proper notice, absence of phase-current measurements in my presence, and failure to detect the alleged issue during regular meter readings. I also seek guidance on obtaining a stay on recovery, challenging the inspection findings, and pursuing appropriate remedies before the relevant electricity grievance forum, Ombudsman, or court.

Advocate Pavani Kumari answered
The ₹4.5 lakh penalty imposed by TGSPDCL can be challenged before the appropriate authority, depending on the statutory basis of the assessment and the applicable procedure. Immediately obtain the inspection report, assessment order, notice and proof of service, meter-reading records, and the calculation supporting the penalty. The alleged absence of proper notice, non-recording of phase-current measurements in your presence, and failure to detect the alleged irregularity during routine readings may be relevant grounds of challenge, depending on the applicable rules and evidence. File a detailed objection or statutory appeal within the prescribed limitation period and seek interim protection against recovery from the competent forum. Do not assume that filing a complaint automatically stays recovery. The appropriate remedy may lie before the designated electricity grievance forum, the Electricity Ombudsman, or the competent court, depending on the nature of the order and the available statutory remedy. Prompt action is essential.