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Received legal notice due to non payment of credit card dues


05-Jun-2025 (In Recovery Law)
I had received legal notice from SBI card for non payment of credit card dues from 2 months as I had in financial problem and unable to make payment and also I had requested bank over email for settlement
Answers (2)

Answer #1
920 votes
First and foremost we will have to reply to the legal notice of the bank, where in we also state our circumstances following which we are/were unable to pay the dues. Additionally, we can put forth the contentions and terms to be agreed upon for settlement.
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Answer #2
843 votes
Well, if you have received a Legal Notice, then, you must reply to that served Legal Notice, otherwise, you may end up facing legal problems in future. I can assist you in sharing an appropriate reply to solve your problems.
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