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PRE COGNIZANCE notice Related issue


08-Feb-2026 (In Recovery Law)
Hi, I have received a pre cognizance notice from 17th Judicial Magistrate, court Calcutta. Should I appear in court or I can get the loan settled from hear and now.
Answers (5)

Answer #1
763 votes
In your case the details of the notice is required to assist you further as incomplete information may be prejudicial to your future interest, hence kindly share the detailed information or discuss it telephonically/in person meeting with us.
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Answer #2
878 votes
Hi, I am advocate Deepak, I have long year of experience of handling loan cases . May I know where are living currently. As per my experience you do need to appear directly to magistrate but yes there must need sent a reply to court by advocate. I can do all work and settle your due . As I am currently handling personal loan and credit card settlement case right and also secured loan loan. Pls do connect with me
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Answer #3
810 votes
You can ideally do both Pre cognizance stage is not a stage which can affect your rights. Although if there's something inherently illegal then you can argue at this precognizance stage. And simultaneously you can talk to the bank for settlement.
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Answer #4
734 votes
Yes, You should appear before the Hon’ble Court and present your case. The Court provides you with an opportunity to put forward your version and defend yourself. If the Court finds that you have been falsely implicated or that no prima facie case is made out against you, it has the power to dismiss the complaint at the pre-cognizance stage itself.
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Answer #5
709 votes
If you have received a pre-cognizance notice from the Magistrate Court, do not ignore it. You should appear through an advocate on the given date to avoid adverse orders. Simultaneously, you may negotiate loan settlement with the lender and place the settlement terms before the court for appropriate orders.
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