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Loan settlement with bank not able to pay my emi…………………………………….please


19-Feb-2023 (In Recovery Law)
I am trying to settle my loan with bank but bank not showing interest and not listening what should i do to settle my bank loan
Answers (3)

Answer #1
592 votes
If they are not listening to you then you can always serve them a legal notice and in that notice you can write about your concerns related to settlement. You can then draft a settlement deed with the bank about the payment modes. For more legal assistance I am just a call away.
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Advocate Jitender Singh

Adv. Jitender Singh

LawRato Delhi | 1000+ Answers
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Answer #2
835 votes
Bank is the only authority that can help you right now so try to keep talking to them. To solidify your point and stance and to show the genuineness of your claim, you can write a letter along with an email to them so that you have evidence about informing them of your difficulties, in case the Bank decides to proceed in your matter.
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Advocate Rohan Sharma

Adv. Rohan Sharma

LawRatoDelhi | 200+ Answers
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Answer #3
571 votes
Dear Client, if you want to settle your loan you can ask Bank to provide final settlement offer which should have mentioned breakup of due loan amount with interest as on date including any foreclosure charges if any, if still bank is not responding to you then you can always contact me to co-ordinate with bank on your behalf.
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Advocate Pankaj Agarwal

Adv. Pankaj Agarwal

LawRatoDelhi | 25+ Answers
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