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Harrasment By Lenders for Intrest


29-Dec-2025 (In Recovery Law)
I have lost everything and have responsibilities of family of 5 not able to pay my dues atleast for 1 year but getting Harrasment threat from Lenders I left city to safe my family but afraid of life as countinue blackmailing and Threats have ruin my Peace so unable to do anything even can't do something to feed my family
Answers (3)

Answer #1
506 votes
Harassment is illegal. File a police complaint for threats (Section 506 IPC). Report lenders to the RBI Ombudsman for violating recovery norms. Seek a moratorium or debt settlement via a lawyer as per the concerned provisions of law.
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Advocate Pankaj Bajaj

Adv. Pankaj Bajaj

LawRato Mumbai | 1000+ Answers
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Answer #2
519 votes
You cannot be threatened or harassed for recovery. Lenders must follow due process of law. File a police complaint for criminal intimidation, approach court for protection, and seek restructuring/settlement of dues legally.
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Advocate Pankaj Bajaj

Adv. Pankaj Bajaj

LawRatoPune | 700+ Answers
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Answer #3
976 votes
if you have taken a loan from private lenders or bank they cannot threaten or black mail you to return the money, they can file a civil suit for recovery and other proceedings under Sarfaesi, PASA, or arbitration but they cannot commit any crime or harassment for recovery you don't need to be scared for no reason.
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Advocate Moksh Jain

Adv. Moksh Jain

LawRatoMumbai | 100+ Answers
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