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Bank Recovery agent harrasing by calling me for time barred debt


29-Sep-2023 (In Recovery Law)
My name is Naga malleswara reddy, I had taken personal in ICICI bank Chennai on 2006, due to layoff in my company at that time I did not pay EMI’s for 6 months later on 2017 few members Approached me and told they are from ICICI bank and ask me to settle the loan and I had settled itFrom past few days recently, I am getting calls from ICICI bank and ask to pay loan and contacting my parents, office colleagues and discussing about my loan and informing that I am fraud person. When I told I had settled it they are asking to show settlement documents but it has settled 13 years before so I had shifted many houses so I don’t have that settlement letter with me nowThey are threatening me that they will inform this to my current company CEOI told them not call to my mobile instead i gave given my email id for any queries to respond but they are keep on calling my mobile and disturbing me
Answers (2)

Answer #1
680 votes
if the company harrishing you then you can file a criminal complaint of defamation and also complaint in front of RBI. Before all the complaint you can send a legal notice to bank if bank dont reply your legal notice then you can file complaint.
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Answer #2
671 votes
It is probable that your time period falls under the covid period try and meet them and fall into the settlement scheme… you have to convince them that you are ready to pay back and your repayment scheme is clear… a legal notice/ notice in this regard should suffice..
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