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Summons for ECS bounce, but letter not received, add changed what to d


23-Sep-2024 (In Criminal Law)
I took loan frm HDFC bank, since last 13 mnts I'm not paying the emi due to financial prblm. On 21st Sept I rcvd msg frm Bank that Summon has been issued for ECS bounce case and I will have to appear otherwise warrant may issued against me. But they didn't send any case number or anything else. I don't have any letter from court bcoz I changed the address and now I don't know where to go. I checked on e court there is case between hdfc bank and Ankit mishra, but this name is very common and my
Answers (2)

Answer #1
811 votes
Well, I can assist you to find out the details of your case by appointing my team mates who will personally go across the concerned courts and find the case related information for you as soon as possible from the date of hiring our services.
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Advocate Pankaj Bajaj

Adv. Pankaj Bajaj

LawRato Mumbai | 1000+ Answers
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Answer #2
784 votes
The bank may initiate loan recovery proceedings through either the Recovery of Debts and Bankruptcy Act, 1993, or the Payment and Settlement Systems Act, 2007. Based on the provided information, it appears that the bank is pursuing recovery under the Payment and Settlement Systems Act, 2007. This process closely resembles a cheque bouncing case under the Negotiable Instruments Act, 1881, which is inherently criminal in nature. The procedure involves filing a complaint, followed by the issuance of a summons. If the court deems that the accused is evading service of the summons, it may proceed with issuing a bailable or non-bailable warrant of arrest. A definitive assessment of the situation can only be provided after reviewing the relevant case documents.
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Advocate Sanket Singh

Adv. Sanket Singh

LawRatoMumbai | 25+ Answers
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