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Criminal offence,fraud & cheating customer,render deficit service
06-Feb-2026 (In Criminal Law)
Dcb bank staff has made fake signature in f d application filed by me.altered terms of maturity instruction without my permission,issued f d receipt without mentioning maturity instruction and it is not signed by authorised person and bank seal
If bank staff have forged your signature on the Fixed Deposit application, altered maturity instructions without your consent, and issued an FD receipt lacking authorised signature and bank seal, it amounts to serious criminal offences. Such acts attract offences under Sections 420 (cheating), 465, 468, and 471 IPC (forgery and use of forged documents), along with criminal breach of trust under Section 409 IPC. You should immediately submit a written complaint to the Bank’s Branch Head and Grievance Cell, demand forensic verification of signatures, and seek all original records. Simultaneously, you may lodge an FIR with the jurisdictional police and also file a complaint before the Banking Ombudsman/RBI. Civil remedies for recovery of loss and compensation are also available.
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Adv. Bhumika Vijay Bajaj
Navi Mumbai | 5+ Answers
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File an FIR for forgery and fraud. Complain to the Bank Manager and RBI Ombudsman for deficiency in service. You can also approach the Consumer Court for compensation. Legal action is necessary as per the concerned provisions of law.
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Adv. Pankaj Bajaj
Mumbai | 1000+ Answers
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file a criminal complaint and seek FIR against the bank officials,The acts of the staff of DCB Bank in forging your signature on the fixed deposit application, altering maturity instructions without your consent, and issuing an FD receipt without mentioning maturity instructions, without authorised signature, and without bank seal, constitute grave illegality. These actions amount to forgery, fraud, criminal breach of trust, and gross deficiency in banking service, for which the bank is vicariously liable.
You may issue a legal notice demanding immediate rectification/cancellation of the FD, restoration of original instructions, compensation, and action against erring officials. Remedies include filing a criminal complaint for forgery and fraud, a civil suit for declaration, mandatory injunction and damages, a complaint before the RBI Banking Ombudsman, and consumer proceedings for deficiency in service. In case of delay or inaction, a writ petition before the High Court is maintainable seeking a writ of mandamus directing the bank to comply with RBI norms and protect your deposit.
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Adv. Moksh Jain
Mumbai | 100+ Answers
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Fraud and cheating amounting to a criminal offence, resulting in deficiency in service to the customer.”
If you want it explained legally
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Adv. Prashant Gupta
Mumbai | 50+ Answers
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File a police complaint for forgery (Section 467/468 IPC) and cheating. Simultaneously, approach the Banking Ombudsman and Consumer Forum for deficiency in service and unauthorized FD alteration as per the concerned provisions of law.
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Adv. Pankaj Bajaj
Pune | 700+ Answers
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