LawRato

How to deal with incorrect credit card settlement


18-Jun-2023 (In Civil Law)
As per my agreement with their Collection Agent Deepak, It was agreed that I have to pay Rs 40,000 in "Cash" to settle my account in 2013, and the settlement letter will follow within a week after my payment. I learnt much later that I should have asked for the Settlement Letter prior to my Payment (Which I refer to this day). Since I do not have this much cash and was out of work, I got a loan from my mother to pay this amount. As it is a huge amount I decided to make online transfer from my ICICI bank to HDFC Bank account (Exhibit A - Payment Proof) where it is automatically debited. After which the Home Visit, Multiple calls/harassment stopped. I assumed every thing is closed and do not follow up on the Settlement Letter. After a while, I decided to get a call for the balance and all communications since then.. All of them Refused that I settled my account and continue billing me with Interest+Fees. Most of them are from their Call Center where they do not bothered to check my d
Answers (1)

Answer #1
868 votes
Ur case is a case of papers&hence without perusing ur papers no definite opinion may be given .Engage local advocate & produce all papers.
Do you have any written communication or hard copy from bank

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."