Credit card dispute with hdfc bank...
26-May-2023 (In Civil Law)
Hdfc bank offered me settlement of rs 37500 in October 2018 which is failed to fullfilled,only paid 14200 .Now hdfc bank again send me a legal notice to pay entire amount with intrest 83300 in 15 days with notice charges which if i will not do so they will file civil and criminal case against me
You should engage a lawyer and send a reply to the legal notice sent to your by the bank and explain your version of the case. Non reply of the legal notice can mean admission of debt and can make it easy for the back to initiate a suit against you
Did they make the offer of settlement in writing? Did you sign any settlement with them? The answer of your query would depend primarily on terms of these documents. Generally once the settlement has been entered, the bank would be bound by terms of the same. Please call and discuss with complete records.
Query perused. I would advise you kindly reply appropriately to the legal notice received through a lawyer. Please share the copy of the notice to peruse the contents of the same and the settlement if any. We will help you out on this issue . For further consultancy and legal services you may contact us.
sir in this case the bank official who is dealing with you has limited power in his hands bank officer approach further higher authorities for approval rest bank has many remedy in their hand to exercise their rights
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
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