Refused to return money and check bounced

983 votes

This is a serious case of cheque dishonour. Even without a written agreement, you have strong evidence - bank transfers from your relatives to his account, cheque copy, messages, and mediation records Immediate legal steps: 1. Do not return the cheque. Send a legal notice under NI Act within 30 days of cheque bounce. 2. File a cheque bounce case - punishable with jail+fine equal to the amount. 3. Simultaneously file a criminal complaint for cheating &breach of trust (IPC) 4. File a recovery suit to recover ₹80 lakhs with interest, using bank transfers and records as proof Act fast with a lawyer, use cheque+ bank proof, and proceed legally. The law is on your side; he cannot escape repayment

Advocate Pavani Kumari LawRato

705 votes

You have sufficient prima facie evidence even without a formal loan agreement. The bank transfer records from your relatives to your friend, his issued cheque of ₹30 lakh, your message conversations, and mediation records together establish that a financial transaction and liability exist. The cheque he issued, if dishonoured on presentation, amounts to an offence under Section 138 of the Negotiable Instruments Act (cheque bounce). You can immediately deposit the cheque in your bank; if returned unpaid, serve a statutory legal notice within 30 days demanding payment. If he still fails, you can file a criminal complaint for cheque bounce before the Magistrate Court within the prescribed time. Simultaneously, you may file a civil suit for recovery of the full outstanding amount with interest before the appropriate civil court, seeking attachment of his assets. In your plaint, annex all proof—bank statements, cheque, conversations, mediation notes. Do not return the cheque until your dues are cleared. Gather and preserve all evidence. Issue a strong legal notice at once demanding repayment, mentioning both civil and criminal consequences. This will create pressure and strengthen your recovery chances. Would you like me to draft the legal notice for you?

Advocate Shaikh Abdullah Aamir LawRato

580 votes

You can file a recovery suit in court for your money and get your money if you have all evidence that you had given money to your friend and also if you have a messages that he took money from you then you will get ur money approach us we will help you

Advocate Rajkiran Govindcar LawRato

760 votes

First of all it’s huge amount don’t worry it can be solved u have evidence of transactions and u have the cheque so bounce them then even though money not received then file a case 138 NI Act then definitely u will come out of it

Advocate Gunturu Satya Sridevi LawRato