Advocate Surendar Arumugam

Questions Answered by Advocate Surendar Arumugam

Q: My office colleague Ramya got married by last Aug'22. It's a love marriage, but not accepted by Ramy

My office colleague Ramya got married by last Aug'22. It's a love marriage, but not accepted by Ramya's family. Her spouse family front ended everything and did an arranged marriage, without involvement of Ramya's family. Later only they came to know that. But there seems some clash between Ramya and her spouse just a few days before the marriage and it still continues between them. Her spouse is not taking caring of her and always be idle or silent at their home. Ramya is undergoing a kind of mental abuse and despite of multiple requests, he is not changing his attitude. She is willing to move out of this life as a mutual consent. Their marriage is not registered yet, but marriage invitations and marriage/reception photos are there. In this case, what is the legal process to break this marital life.

Advocate Surendar Arumugam answered
Dear Client,Please be informed that for your enquiry regarding the marriage issue requiring a divorce procedure filing in court, please contact me for further legal assistance.Regards,A.SurendarAdvocate

Q: Can insurance amount be part of Children Maintenance

Can insurance amount paid towards benefit of children be considered as expense towards children and offset maintenance amount? I am more than happy to give an undertaking to Court that the insurance will not be discontinued and all monies will only be used for children expenses.

Advocate Surendar Arumugam answered
Dear Client,Received your query and be precise of question asked, is there any court pending? please be very specific of concern if against the insurance agreement you have signed up, also if any clause objecting the concern you are into. there won't be option if the money is utilised for the right benifit of the child rather becomes insurance as for life. hope this helps you ny clarification contact me.Thanks.

Q: Banks harassing the legal heirs of the deceased to repay loan

The borrower of personal loan died. How come banks ask their legal heir to repay the debt ( unsecured personal loan without nominee). How to stop their harassment?

Advocate Surendar Arumugam answered
Dear Client,Received your query on the loan repay harrasment, suggest you to file civil suit on stopping the harrasment further more you need to contest the case if they file on against the deceased that will eventually attract your legal heir capabitity that may attract and safe guarding your property and change the title if it is on the name of the deceased. contact me for legal process if need.Thanks.

Q: spouse's legal position - debt of husband

my husband has taken huge loan (all unsecured) from his friends for business development. The business completely collapsed and he is not able to repay the loans and is now absconding. I am not a guaranter nor signed anywhere for the loans in any way. I warned my husband about huge loans that he is taking. but, he didnot listen. I am managing my family on my own without any support from my husband. I have not gained a single paise out the loan . What is the legal position that I should take?

Advocate Surendar Arumugam answered
Dear Client,Received your query on the concern, for your safer side if you have any property on name of your husband change it your trust worthy blood relative and contest any case against your husband if involving your name or they may try to claim from being you are a legal heir of your husband that attracts debt to some extent.Thanks.

Q: My friend's house seized due to non payment of load and they asked time but didn't provided by bankH

My friend's house seized due to non payment of load and they asked time but didn't provided by bankHow can it be proceed further to get the house returnKindly assist, he has two daughter who are studying college, now no house to stay. Bank locked house and told them to leave.

Advocate Surendar Arumugam answered
Dear Client,Received your query as for your concern the bank should taken a legal executional proceedings, and mostly non appearance of the court case on behalf of the bank should be contested earlier, now if the order available finally you may seek a appeal but with cause of reason on the non appearance for the earlier cases. henceforth can have a chance of challenging through the present appeal.Thanks.