Advocate Pavan Kumar Gudipati

Questions Answered by Advocate Pavan Kumar Gudipati

Q: My father received a loan from sBi after death due to ill health

Iam his son Iam received a job from my fathers death on Compassionate grounds The bankers pressure on me For the loan Iam the responsible or not for th loan

Advocate Pavan Kumar Gudipati answered
you are responsible for your father debts, which is similar to acquired inheritance of properties. your father loan documents need to be checked. if he has any insurance on this debt, that can helps you.you have to collect your father loan documents how much money you can pay in EMI?which bank?

Q: How to get delisted from IGRS Website

Hi,I have purchased a HUDA layout plot which is 30 acres and has survey numbers 182, 183,184,185,186,187,188,189. Only 183 survey is showing under prohibited lands in Telangana in IGRS website(Reason: Ceiling Surplus Land). We went and checked with MRO office and they said no survey is under prohibited lands and they believe it is a mistake. This property falls under Sangareddy District, Ameenpur mandal and Ameenpur village. How to get this delisted from IGRS website.

Advocate Pavan Kumar Gudipati answered
First, you have to write a letter to Govt department, Registration and Huda.Next, if they did not responded, then file case in High court.if I get more details, then I can assist you.HUDA, must have cleared this, when they sold to you. without seeing documents, very difficult to give best solutions

Q: for justice regarding my mothers death

Respected sir,My mother went to a marrige ,where the funtion hall fall on her and she died, i didnt get any justice from the concerned people, i got notice from high court to be present on concerned date

Advocate Pavan Kumar Gudipati answered
which high court? what is in the notice? do you want to give reply?who sent notice do you want to claim insurance or compensation? how much money you want for claim? without any details, how we can help you

Q: SARFAESI Act, 2002 - Civil Court Jurisdiction - Reg.

I have availed loan facility from a nationalized bank on mortgage of property for my business.I am not able to pay the outstandings immediately. Initially undertaking letters have been given to bank and accepted their terms and conditions at the time of sanctioning loan. All such undertakings executed by me were lapsed by March 2018. No further agreements made between me and the bank.The bank is renewing my account on its own periodically without my consent.Now the question is whether the bank has right to take steps against me as per SARFAESI Act or by approaching DRT to recover the due amounts when I have not executed any agreement/undertakings after March, 2018.Can I challenge this in a Civil/Consumer Court stating that bank has no such right to take action against me by applying SARFAESI Act or by approaching DRT without any of my undertakings and say that the bank is at liberty to recover dues only through a Civil Court. Is advance legal notice to bank is necessary. Advice me.

Advocate Pavan Kumar Gudipati answered
sarfaesi act doesn't require your permission. as long as loan exist, they can recover using sarfaesi and drt.sarfaesi protects bank amount or any financial institutions. if they do something without your consent, which affects you any manner, then you can get relief.

Q: NEED INJUNCTION ORDER FOR COMMERCIAL VEHICLE LOAN FOR NON PAYMENT OF E

I have taken commercial vehicle loan from bank and paid 24 months continuosly, from last 3 months due to bad morket condition Iam unable to make the payments, the financer informed that If I not paid the 4th EMI then the vehicle was seized, how can I take injuction for 6 months to continue the same, please help me

Advocate Pavan Kumar Gudipati answered
file case for injunction order in civil court. where you have taken loan, loan office address and your home address. you can also request for extension of EMI etc. even this order is costly for legal fees.