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Bank demanding extra money in outstanding dues


21-Jul-2023 (In Banking / Finance Law)
I have been receiving notices from Bank saying that the outstanding dues are 3 lakhs which is false. I have a detailed statement where the outstanding amount in 1 lakhs. The bank have been harassing us sending notices with the false amount. How do i proceed filing a case against the bank?
Answers (2)

Answer #1
822 votes
Dear sir, often giant Banks are harassing poor borrowers and demanding exaggerated claims. However, i think should visit lawyer specialist of recovery cases and reply notice sent by Bank. You specifically say in the reply that amount claim is incorrect and also annex Bank statement. There are various agencies in market who will assist you correct calculations and understanding Bank statement better.
Answer #2
1000 votes
1st u issued legal notice.
then waiting for reply.
what they said reply notice.
in case ur not satisfied for that effects.
then u have file suit for declaration
( for no extra dues against u)
OR
u asked for bank manager what's about ur loan statement and what's is ur outstanding against bank.
in case manager is settle the matter amicably.
u settle the matter

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