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Unable to make minimum amount due on credit card might receive notice


20-Oct-2023 (In Recovery Law)
I have an SBI i credit card from last 3 or 4 months i was unable to make minimum amount due on the card what every was possible i have made payment my payment day is first of every month i had talk to customer care and written email to SBI to change my payment date as i get paid between 7th and 12th of every month when my salary gets credited i use to make payment i never asked SBI to remove and late payment or any other charges i received message today that legal notice has been sent to me. I have all the intention to make payment but right now i am not in position to make the complete payment is there any way that i can make small payments of 5 to 7 thousand every month and down the line after 5 or 6 months i start making more payment and get it closed . What would be the step forward?
Answers (1)

Answer #1
938 votes
Dear
What in legal notice Bank has given to you have not mentioned. Bank demanded from you you have not explain. So without knowing the full facts it is much more difficult to clear your question. To know the answer more clear send the relevent papers or by mail.

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