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Regarding UPI fraud and Charge back request denied


10-Mar-2026 (In Recovery Law)
Hi I wanted to ask can I send a legal notice to the bank since they denied charge back request?
Answers (2)

Answer #1
911 votes
Yes, you can send a formal legal notice to your bank if they refuse a chargeback for a transaction that was fraudulent or faulty. This acts as a final warning before taking legal action, often prompting a resolution to avoid litigation. Also, you can complain with the RBI ombudsman for any issues related to your Account against the bank and escalate the matter.
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Advocate Moksh Jain

Adv. Moksh Jain

LawRato Mumbai | 100+ Answers
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Answer #2
606 votes
You can make a complain application to the branch manager with the details of the back payment and the date as well . Please attach a copy or a screenshot of the back payment or the UPI charge deducted. If there is no reply you can definitely send a legal notice in this just make sure you have all the details required and a speedy action can help you to recover the money
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Advocate Mrudul Bhusari

Adv. Mrudul Bhusari

LawRatoNagpur | 25+ Answers
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