LawRato

Personal money loaned to someone need recovery


21-May-2026 (In Recovery Law)
The person borrowed money from me . Total 9600 and now 4400 are remaing to be paid by him. Now it has been months since I asked him to pay. And he keep on postponing the payment . He said he will pay it today, tomorrow, next week but when the time comes there is no response and it has become an annoyance and personal I need help on recovering this amount. And would like to know if I send a legal notice . If he will pay the borrowed amount plus legal fees. Please reply on my email only no calls.
Answers (4)

Answer #1
616 votes
You may first send a formal legal notice demanding payment of the outstanding amount within a fixed time period. If the borrower still avoids payment despite repeated assurances, you can initiate a civil recovery suit for recovery of the balance amount along with interest and litigation expenses, subject to proof such as chats, bank transfers, UPI records, witnesses, acknowledgments or any written communication.
Helpful? LawRato LawRato
Advocate Madhvi Chopra

Adv. Madhvi Chopra

LawRato Delhi | 50+ Answers
Chat with Advocate Madhvi Chopra Chat 
Answer #2
736 votes
First of all rather than going legally you should serve him/her a legal notice and in that notice you can write that either pay my money or face legal action which will be at your own risk. After that if he/she fails to give you a satisfactory reply then you can anytime file a recovery suit in the court to claim your money back along with compensations.
Helpful? LawRato LawRato
Advocate Jitender Singh

Adv. Jitender Singh

LawRatoDelhi | 1000+ Answers
Chat with Advocate Jitender Singh Chat 
Answer #3
599 votes
I completely understand how frustrating it is when a simple favor turns into a constant chase. Since he has acknowledged the debt but keeps dodging your requests, a formal legal notice is the right step to show him you are serious. In the notice, we can legally demand the remaining 4,400 along with the legal fees you incur for sending it, which usually pushes people to clear the entire balance immediately to avoid further trouble. Connect to discuss further
Helpful? LawRato LawRato
Advocate Parinita Sehrawat

Adv. Parinita Sehrawat

LawRatoDelhi | 25+ Answers
Chat with Advocate Parinita Sehrawat Chat 
Answer #4
733 votes
You can certainly issue a formal legal notice demanding the outstanding balance of ₹4,400, along with the legal expenses incurred for issuing the notice. Since the remaining amount is relatively small, pursuing a formal civil recovery suit in court may not be economically viable due to the associated litigation time and costs. However, a strongly worded legal notice drafted by an advocate often creates sufficient pressure and acts as a strong deterrent. It demonstrates your serious intent and frequently compels the defaulter to clear their dues to avoid potential legal complications. We can communicate further via email to proceed.
Helpful? LawRato LawRato
Advocate Pankaj Bajaj

Adv. Pankaj Bajaj

LawRatoDelhi | 50+ Answers
Chat with Advocate Pankaj Bajaj Chat 

Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.

Report abuse?

Connect with top Recovery lawyers for your specific legal issue
Connect with a Lawyer
Comments by Users

No Comments! Be the first one to comment.

"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."

All Answers

Googling your legal issue online?

The internet is not a lawyer and neither are you.
Talk to a real lawyer about your legal issue.

LawRato