Non payment of cheque by the concerned party

705 votes

Yes, the amount can still be recovered, provided you take the correct legal steps immediately. Since you have bank transfer proof and bounced cheques, these are strong evidences showing a legally enforceable debt. Even though the cheques bounced in 2022, you can still recover the amount through: 1️⃣ Civil Money Recovery Suit under Order 37 CPC / Summary Suit or regular money suit. ➤ Limitation period is 3 years from the date of last acknowledgment or last transaction. ➤ If there is any message, written promise, or part-payment after 2022, limitation extends further. 2️⃣ If the borrower threatened you, you may also file a Police Complaint for criminal intimidation and cheating under Sections 406, 420, 506 IPC. 3️⃣ Cheque bounce criminal case under Section 138 NI Act is time-bound, but civil recovery is still fully maintainable based on documentary evidence. Your case is legally strong because: There is proof of payment (20 Lakhs) There are bounced cheques, which prove liability Refusal to repay + threats strengthen the case You can recover the entire amount with interest through court.

Advocate Pavani Kumari LawRato

920 votes

We can’t file a cheque bounce now and now we can file a recovery of suit petition in court and do you have any document that your father had given amount approach us we will help you in recovering your money

Advocate Rajkiran Govindcar LawRato