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My friend took loan of 1 lakh rupees from me before 3 years ago.


21-Apr-2026 (In Recovery Law)
Can I recover it legally as he is govt employee in TGSPDCL which is hand written by his own hand writing , which I dated 3years ago and 2 days completed till now ... What should I do if he doesn't pay it
Answers (2)

Answer #1
977 votes
To file a recovery of money 3 years is the limitation period if 3 years is over we have to file condemn delay and requesting judge to accept our case, if he accepts your evidence is acceptable, approach us for more information
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Answer #2
762 votes
Yes, you can recover the amount legally, but limitation is critical in your case. A money recovery suit based on a handwritten document (promissory note/acknowledgment) must be filed within 3 years from the date of execution. Since 3 years and 2 days have already elapsed, your claim is prima facie time-barred, unless you can establish: - Any acknowledgment of debt by the debtor within the 3-year period (written/signed), or - Any part-payment made within limitation (with proof), which extends limitation. If no such extension exists, a civil suit may be dismissed on limitation grounds. Immediate steps: 1. Issue a legal notice demanding payment—this may elicit acknowledgment. 2. Check for any messages, bank entries, or written confirmations to revive limitation. 3. If a cheque was issued and dishonoured, proceedings under Section 138 NI Act can be considered (subject to conditions). His status as a government employee does not give you automatic recovery rights or salary attachment without a court decree. Act immediately—any further delay weakens your position irreversibly.
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