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Money debited from Union bank acocunt thorugh IMPS online fraud


02-Dec-2025 (In Recovery Law)
My father lost ₹16.46L in an online banking fraud about 10 days ago. He received unexpected OTPs and immediately alerted the bank. FIR was filed and Cybercrime status shows “Under Process,” and banks have frozen ₹1,90,108. What should I do now to recover the frozen amount? Should we wait for police/cybercell, approach the bank/ombudsman, or take legal action? How long does recovery usually take?
Answers (2)

Answer #1
625 votes
4. If there is unjustified delay, you may initiate a Writ Petition before the High Court seeking directions for release of the frozen funds and expeditious investigation. The recovery timeline varies from 30 to 120 days, depending on inter-bank coordination and investigation status, but your freezing order substantially strengthens your claim. Do not remain passive; proactive legal follow-up with police and the bank is essential to secure full recovery.
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Advocate Pavani Kumari

Adv. Pavani Kumari

LawRato Guntur | 400+ Answers
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Answer #2
617 votes
U speak to cybercrime investigation officer and ask to do process immediately which they wantedly delay the process and may be they may delay the process and u won’t get that amount, if u approach us we file a petition in court and we ask for statement to I/O officer and also judge ask them report how much amount it is freezed after getting that report we argue and get the orders respective banks to transfer the amount into your account , approach us we will help u
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Advocate Rajkiran Govindcar

Adv. Rajkiran Govindcar

LawRatoHyderabad | 700+ Answers
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