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Loan related legal notice for non payment despite all dues being clear


04-Jul-2025 (In Recovery Law)
Legal advice for following case Got legal notice from loan provider asking to appear in kolkata court for loan bounces. However, all dues till date have been paid. There have been instances of delayed payment but nothing is outstanding currently.
Answers (1)

Answer #1
606 votes
Since all your loans are currently paid and nothing is outstanding. Then gather proof of all payments and immediately respond to the legal notice in writing with all evidence that is required and present your payment records. Under section 138 of the Negotiable Instrument Act a cheque Bounce case requires illegally enforceable debt. If you prove no dues are pending that it should not succeed against you. Immediately Consult a lawyer to file to file a response and appear on your behalf. You can also request to get the case quashed, if there is no current outstanding and no check was dishonored recently.
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