Incorrect charges ruinedc CIBIL score
30-Apr-2023 (In Recovery Law)
My CIBIL score is very less due to the incorrect charges on a credit card, which was undelivered to me and returned to the bank. When I checked with the bank, they agreed to waive off the charges but say they cannot do anything to get my CIBIL score corrected. I applied for home loan and because of less CIBIL score, I am being charged high interest rate. When I mentioned the same to bank, they say I have to improve my CIBIL score on my own. I would end up higher interest rates for every loan I take now until my CIBIL score is improved. Bank is not taking responsibility for the damage.
need to send notice to bank first that them to rectify the charges or to lower the CIBIL score as you are being charged higher interest rate than earlier and ultimately which is affecting your CIBIL score in getting loans
How can I remove delinquency from CIBIL?
You may be asked to choose an automatic payment system if you ask your lender to remove late-payments from your credit history. You will be able to make payments on time. Pay off your overdue debt: By paying your debt, you can remove your late payment history from your credit file.
How do I contact Kisetsu?
You can contact them by sending an email to [email protected] or visit them at their registered address # 496/4, 2nd Floor, 10th Cross Sadashivanagar Bangalore Bangalore KA 560080 IN.
How do I remove an unknown loan from my credit report?
You should immediately report any errors or invalid loan inquiries on your credit file to CIBIL for removal. Please note, however, that credit bureaus are unable to remove the incorrect loan inquiry by themselves. They will contact your lender and wait until a resolution is reached. 24-Jul-2022
Which company is Kisetsu Saison Finance?
Kisetsu Saison Finance India Private Limited is a fully-owned subsidiary of Credit Saison Group. 17-Jan-2023
you should send a notice to bank about the charges collected and that how you are suffering due to bank actions and that you are being charged higher interest otherwise would be forced to take appropriate action against them
Disclaimer: The above query and its response is NOT a legal opinion in any way whatsoever as this is based on the information shared by the person posting the query at lawrato.com and has been responded by one of the Divorce Lawyers at lawrato.com to address the specific facts and details.
Connect with top Recovery lawyers for your specific legal issue
No Comments! Be the first one to comment.
"lawrato.com has handpicked some of the best Legal Experts in the country to help you get practical Legal Advice & help."