I had 2 deaths in my family in the last one year also my daughter has a medical condition which need

I had 2 deaths in my family in the last one year also my daughter has a medical condition which needs a regular treatment due to which I am in over debt and unable to pay my HDFC personal loan EMI's on time lately. My EMI's are getting bounced due to insufficient funds from the last consecutive 5-6 months and I have to borrow funds from somewhere else to stay current on my EMI's. My income source is only my salary but I have expenses 15k above what I get. Currently I am in a debt trap and this debt is only increasing month on monthI am so stressed and in depression that I really wish to quit on my life because of the current situation thinking the insurance against my loan would cover everything but even that's not easyI wrote emails to HDFC multiple times requesting EMI's to be paused for some time with no positive response. I've also put my house on sale and once its done I'll overcome this situation and payoff their loan in one shot meanwhile I need a relaxation on my EMI's