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False promise made for loan disbursement. Legal options I have.
20-Dec-2024 (In Recovery Law)
2024January'- A personal loan for 4.71lakhs disbursed on ROI 21.99% that too on score of 784. Upon refusal due to high ROI and EMI for 16180 monthly loan agent on WhatsApp confirmed and promised to make 6months timely pay and will get reduce ROI. Trusted agreed.
Now loan company cannot reduce ROI after 8 emi paid because of my low CIBIL ' . Contacted bureaus got it fixed CIBIL fix and now they are telling me the whole new story which make no sense to me.
I sent them a legal notice ' no response
after the legal notice. ..immediately you have to file a civil case to stop the emi as well as the increasing charges against your loan. if you not take any action against them then they continually increase your interest charges on your emi and never reduce your roi and you will never set your cibil score high
Helpful?
Adv. Aditya Bhardwaj
Delhi | 25+ Answers
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